living in pensacola

Living in the Pensacola Area-Cities

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Area Cities

Pensacola Fl

boca raton map

Blessed with 40 miles of sugar white beaches and aquamarine water, a low cost of living, affordable housing and good jobs, Pensacola has a promising future

Pensacola is often referred to as, “Old Florida”, but it’s also very much the Gateway City to the Sunshine State, offering the visitor, homebuyer, or investor many opportunities that are similar to the rest of the State.

Regardless of what you call it, Pensacola and it’s neighboring Panhandle communities of Ft Walton Beach, Panama City and the numerous other beach communities lying along more than 100 miles of northern Gulf of Mexico coastline between the Alabama border and Apalachicola comprise a vibrant and growing linear coastal community.

Inland there are large tracts of farm and forest land up along the Blackwater River, as well as the developing communities of Crestview and De Funiak Springs. Eglin Air Force Base also calls this area home. At the eastern end of the Panhandle, just beyond the area we are concerned with here, is the State Capitol of Tallahassee. Not far to the West along I-10 is Mobile Bay, the casinos, and coastal Mississippi.
But it is really the beaches that bring people here from all over the Southeast, the rest of Florida, and around the world. Beaches in the rest of Florida are sand-colored, just what you would expect, but here in the Panhandle they are white and wide and picture postcard perfect. Places like Destin, Santa Rosa Beach, Seaside, Ft. Walton Beach and Pensacola Beach, and Gulf Islands National Seashore have come to define this beautiful area to the outside world. Lots of sun and great weather.

The Pensacola area is divided into several diverse regions -- from historic areas like old town, to the beach communities, and from urban living to beachside to the Northern farm country. Cotton, corn and cattle are a few of the crops and livestock that reside in the hills around this northwestern Florida community
General Information.

Located in the northwest corner of Florida, 196 miles west of Tallahassee and 453 miles NW of Orlando.
Pensacola is ranked 122nd in metropolitan areas in the country and in the top 100 fastest growing cities.
Population 400,000 plus
Area in Square Miles 1679
Average High Temperature 77°F
Average Low Temperature 60°F
340 days of sunshine
Average home cost-June 2005-$169,000
Cost of Living index of 97.1
Median age-25-44 years old or on average 38
Major jobs Employment By Industry in order of numbers

Educational, health and social services
Retail Trade
Leisure and hospitality
Professional and business services
Public administration
Pensacola and its wider area have tended over the past 30 years to be hit more frequently than the rest of Florida by major hurricanes, but in the 30-40 years prior to that the situation was exactly reversed: Pensacola was less frequently hit than peninsular Florida. Or to put it a different way, the area has been “hit” by just 6 storms Category 3 or higher since 1940, and peninsular Florida suffered 10 such storms during that same period

So, if you’re interested in life in a Medium size town, with growth possibilities mixed in with great weather, you should check out Pensacola.

For more specifics see the links to the left.

.©2006. Florida Real Estate Network Inc. All Rights Reserved



Crestview, Florida
Okaloosa County
Population: 20, 693

Crestview, Florida is located a short drive northeast of Pensacola.  Situated in the Fort Walton Beach area, Crestview offers an array of attractions and activities to keep you busy for a lifetime. Three highways and two rivers border the city and have become known with the nickname “Hub City.”

Another Florida city popular for out door activities, you will be delighted with the acres of woods and lakes. Residents indulge in hiking, fishing, boating, swimming, and camping. The great outdoors calls out to the locals and visitors alike with the beautiful weather, amazing sunsets, and cool refreshing waters.

Crestview has an elevation of 235 above sea level, which makes it one of the highest elevated cities in the state. It receives 65 inches of rain per rain, coming in a close 2nd with Fort Walton Beach with the most rainfall per year in the state of Florida.

The town was known as “the Icebox of Florida” because of the colder winters here.

Crestview is a growing residential city as well as a fast growing shopping and land area. A quiet and peaceful community, residents are known to be friendly and helpful. You feel as though you are family while visiting us. In fact, you may just decide Crestview is a better place to live than to vacation. Not to far from the beach, and only 45 miles from Pensacola. Why not join our family? We’ve been waiting to extend out family for a while now. Are you the new neighbor? We’ll be on the front porch when you get here!

General Information

  • 12.8 square miles of landmass
  •  1519 people per square mile
  • Average age: 33
  • Average Household income: $44,793
  • Median house or condo valued at $175,722
  • Cost of living index: 82.9
  • Over 13% of residents have completed a Bachelor’s Degree or higher
  • Average travel time to work: 27 minutes
  • Over 55% of residents are married
  • Time zone: Eastern Time
  • Average property taxes: $627
  • Average summer temperature: 92 degrees
  • Average winter temperature: 38 degrees
  • Average precipitation: 65 inches per year

Employment Industries

  • Public administration 19%
  • Construction 16%
  • Food services 8%
  • Professional, scientific, and technical 6%
  • Real Estate 5%
  • Health Care 4%
  • Transportation equipment 4%

Employment Opportunities

  • Electrical mechanics and installation 6%
  • Vehicle mechanics 5%
  • Computer specialists 5%
  • Drivers 5%
  • Grounds maintenance 4%
  • Law enforcement 4%
  • Management, except farming 4%

*Four hospitals and medical centers in the local area

*26 public and private schools, colleges, and universities for all your educational needs

.©2006. Florida Real Estate Network Inc. All Rights Reserved
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DeFuniak Springs

De Funiak Springs, Florida
Walton County
Population: 5,012

Your gateway to the Gulf of Mexico, De Funiak Springs, Florida, a happy life awaits in our beautiful city. Located off Interstate 10 between Pensacola and Tallahassee, Our town is small and friendly.  We are the county seat of Walton Beach County and home to one of the only two naturally round spring fed lakes in the world.

The Historical District boasts many original, older homes surrounding our natural wonder of the round lake. This is a great place to raise your family or retire away from the busy city life. Wake up every morning to the beautiful views of the lake while you enjoy your morning coffee and read the daily newspaper on the front porch.

Blessed with Florida’s sunny weather, we will share our mild winter temperatures with you. Even in the winter season, you will be able to enjoy the outside and all the glorious attractions and activities: boating, fishing, swimming, golfing, and hunting are a few leisure entertainments for you to partake in.  3 lakes, a river, and of course, the Gulf offer the finest fishing available in Florida. Wild game such as turkey, duck, and deer roam the woods and provide hours of hunting time. Don’t forget about golf if golfing is you heart’s desire, and for those who love horses, you can rope, ride, and enjoy family days here in De Funiak Springs.

Simple, rural living, with it’s untouched beauty and peaceful, quiet living low taxes and crime rate, mild weather, and friendly neighbors are only a few of the reasons you need to make our town your town.


General Information

  • 11 square miles of landmass
  • 457 people per square mile
  • Average age: 40
  • Average Household income: $30, 585
  • Median house or condo valued at $151, 462
  • Cost of living index: 85.3
  • Over 13% of residents have completed a Bachelor’s Degree or higher
  • Average travel time to work: 28 minutes
  • Over 46% of residents are married
  • Time zone: Eastern Time
  • Average property taxes: $346
  • Average summer temperature: 82 degrees
  • Average winter temperature: 44 degrees
  • Average precipitation: 58 inches per year

Employment Industries and Opportunities

  • Construction
  • Public administration
  • Food services
  • Repair and maintenance
  • Educational services
  • Arts and entertainment
  • Sales
  • Building and grounds maintenance
  • Supervisors
  • Truck drivers
  • Electrical equipment and mechanics
  • Laborers
  • Construction trade workers

3 hospitals and medical centers service the area
7 colleges and universities to further your education

.©2006. Florida Real Estate Network Inc. All Rights Reserved
Terms of Use | Privacy Policy


Niceville, Florida
Okaloosa County
Population: 12,500

Niceville, Florida is a nice place to be, every day! We are centrally located in the heart of Okaloosa County between Panama City and Pensacola. You will enjoy your drive to any major city in the panhandle of Florida via major Interstates 10 and 98. Close by cities include Destin, which is connected to Niceville through the Mid-Bay Bridge, and Fort Walton Beach. Northwest Florida Regional Airport is only minutes away from Niceville, along with the entrance to Eglin Air Force Base and Duke Field.

Do you love the thought of living close to the beach, but hate the thought of commuting in bumper- to- bumper traffic? Niceville would be a great choice for you and your family. The white sandy beaches of Destin are close enough for you to enjoy, with out the crowds and traffic. Niceville offers a neighboring, community feeling and a relaxing, vacation atmosphere. It truly is a nice alternative to the bigger city and crowds!

You will stay busy with activities like golf, paintball, state parks, waterfront parks, museums, and Fine Arts centers. Excellent restaurants and quaint shopping malls add to the hometown ambience.

As Niceville’s web site says, “Welcome to Niceville.  Nice folks. Nice town. Have a nice time.”

General Information

  • 10.9 square miles of landmass
  •  1127 people per square mile
  • Average age: 39
  • Average Household income: $61, 783
  • Median house or condo valued at $227,352
  • Cost of living index: 83.5
  • Over 25% of residents have completed a Bachelor’s Degree or higher
  • Average travel time to work: 21 minutes
  • Over 60% of residents are married
  • Time zone: Eastern Time
  • Average property taxes: $752
  • Average summer temperature: 90 degrees
  • Average winter temperature: 37 degrees
  • Average precipitation: 66 inchers per year
  • Four major hospitals and medical centers
  • 16 public and private elementary and high schools, and colleges and universities

Employment Industries and Opportunities

  • Public administration (16%)
  • Accommodation and food services (13%)
  • Construction (11%)
  • Professional, scientific, and technical services (11%)
  • Administrative and support and waste management services (5%)
  • Educational services (4%)
  • Real estate and rental and leasing (3%)
  • Building and grounds cleaning and maintenance occupations (7%)
  • Other management occupations except farmers and farm managers (6%)
  • Cooks and food preparation workers (5%)
  • Other sales and related workers including supervisors (4%)
  • Computer specialists (4%)
  • Driver/sales workers and truck drivers (4%)
  • Electrical equipment mechanics and other installation, maintenance, and repair occupations including supervisors (4%)

.©2006. Florida Real Estate Network Inc. All Rights Reserved
Terms of Use | Privacy Policy

Fort Walton

Fort Walton Beach is a great area for recreation and relaxation. The County is known for it's beautiful aquamarine waters and 24 miles of white sand beaches, Fort Walton is unpretentious beautiful and radiates with a southern,down-home hospitality.
Some statistics

Population: 20,000
Over 190,000 in Okaloosa County or metro.
Median age: 38
Cost of living: 96.38 percent (U.S. average: 100 percent)
Median household effective buying income: $40,153(2000)
24 miles of beautiful beaches
Cost of living 101.5 per Accra-2nd quarter 2005
Per an MLS search (Oct 2005) The least expensive 2/2 homes started at $169,900
Entertainment and recreation

Parks(4 Beach)
Deep sea fishing!
Ft Walton is close to "The World's Most Famous Fishing Village" located in Destin, Florida.

The sun shines 343 days a year.
Temperatures typically ranging between 70 and 92 degrees.
Average annual rainfall of 64.2 inches.

4 Hospitals
11 Assisted Living facilities
9 skilled nursing facilities
240 total health facilities
To see all go to
Job Market

Fort Walton Beach boasts one of the Southeast's best concentrations of high tech employment, much of it focused around the aviation, aerospace and engineering businesses that call Fort Walton Beach home. Among the technology-based firms that have chosen to locate in Fort Walton Beach are

With a well-trained and growing workforce, an attractive cost of doing business and a great quality of life, companies large and small find that Fort Walton Beach is a great place to do business.
Main employers.

Hurlburt AFB
Eglin Air Force Base
Together, the U.S. Department of Defense employs 23,000 people in the Fort Walton Beach area.
Industries providing employment:

Education & Health Services
Financial Activities
Leisure & Hospitality
Leading private employers include

Sandestin Golf & Beach Resort
Business Line: Resort
Hilton Sandestin Bech Resort
Business Line: Resort
ResortQuest International/Abbott Resorts
Business Line: Resort Property Management
Perdue Farms
Business Line: Poultry Processing
Business Line: Retail
Arvida/St. Joe Company
Business Line: Resort/Real Estate Development
HealthMark Regional Medical Center
Business Line: Hospital
Sacred Heart Hospital on the Emerald Coast
Business Line: Hospital
Seaside Development Corporation
Business Line: Resort/Real Estate Development
Professional Products, Inc.
Business Line: Manufacturer of Orthopedic Devices
Schools(Okaloosa District)

1 University
1 Community College
46 elementary, middle and High schools
Extensive information about the schools in this area is online at the state's Department of Education

Okaloosa County Air Terminal on State Road 85, about a 25-minute drive north from Destin or Fort Walton Beach.
Amtrak stops in Crestview, north of Eglin Air Force Base (AFB).
Interstate 10, the major east-west route across the Panhandle.
U.S. Highway 98 serves Fort Walton Beach, Destin and many of the resorts and small beach communities along the Gulf Coast of neighboring rural Walton County
In conclusion, this is a great small community that has lots to offer. Good job potential, affordable housing, and good weather make this one of the most affordable relocation spots in Florida.

.©2006. Florida Real Estate Network Inc. All Rights Reserved

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About the areas
The site has the state divided up into 19 major areas and 80 plus sub-areas. We chose these areas as they are the ones most referred to in guides about Florida and also because most people are familiar with them as the names evoke something. Additionally on each area dropdown there is information relevant to florida real estate and relocating to florida. We have provided lists of Florida Real Estate agents-Mortgage brokers and more.